Advanced case design, expert underwriting support, and fast turnaround — so independent producers can write more business and serve clients better.
Run whole life, UL, IUL, and annuity illustrations across our carrier panel.
Open WinFlexLook up underwriting ratings by medical condition across multiple carriers.
Open XRAEDetailed product specifications, rates, and highlights across our full carrier panel.
View ProductsStart new carrier appointments and access In Good Order submission tools.
Get AppointedComplete your producer appointment through our online portal. Our contracting team handles the paperwork and gets you writing in days, not weeks.
Submit a case design request and our team will run competitive illustrations across multiple carriers — identifying the best fit for your client's situation.
From application to placed policy, we support you every step of the way. Competitive commissions paid promptly — and we're always a phone call away.
Guaranteed lifetime protection with cash value growth. A cornerstone of estate planning and wealth transfer strategies.
Explore Whole LifeStraightforward, affordable coverage for a defined period. Ideal for income replacement, mortgage protection, and business use.
Explore Term LifeFlexible premiums and adjustable death benefits with accumulation potential. Includes IUL and GUL options across our carrier panel.
Explore UL / IULHybrid and traditional LTC solutions that protect clients from the cost of extended care and preserve family assets.
Explore LTCFixed, indexed, and income annuities designed for retirement security. Reliable income streams for your clients' futures.
Explore AnnuitiesIndividual and business overhead expense disability coverage. Protect your clients' most valuable asset — their income.
Explore DisabilityGet competitive illustrations fast. Our case design team responds same day.
Star Life Partners turns around case designs the same day. No other BGA I've worked with comes close — their underwriting knowledge alone has saved several of my cases that other BGAs would have walked away from.
I've been contracted with Star Life for over eight years. The personal service is what keeps me here — when I call, a real person picks up. They know my cases and they know my clients. That's rare.
The impaired-risk expertise here is exceptional. I bring them cases other BGAs decline and they consistently find placement. Their relationships with underwriters make the impossible possible.
Since 2005, Star Life Partners Agency Inc. has been the trusted BGA for independent life insurance producers across the greater New York area — and nationwide. We built our reputation on case design expertise, rapid response, and relationships that last.
Star Life Partners was founded in Brooklyn in 2005 with a simple belief: independent producers deserve a wholesale partner that's as invested in their success as they are. Over 20 years, that belief hasn't changed — but our capabilities have grown.
Today we provide advanced case design, impaired-risk underwriting expertise, competitive contracts with 30+ top-tier carriers, and the kind of personal service that's increasingly rare in this industry. When you call Star Life Partners, a real expert answers — someone who knows your book of business and your clients by name.
Year Star Life Partners was founded in Brooklyn, NY
Years serving independent life insurance producers
Top-tier carrier partners with direct appointments
Submit a case request before noon and receive competitive illustrations the same business day.
Years of underwriting relationships let us place difficult cases that other BGAs can't.
A dedicated team member who knows your name, your cases, and your clients. No call centers.
Top contracts with all our carrier partners and a transparent $500 producer referral bonus program.
Star Life Partners opens in Brooklyn, NY as an independent BGA
Producer network grows to over 75 active producers across the Northeast
Added LTC and hybrid product expertise to our advanced case design team
250+ producers, 30+ carrier partners, and still growing strong in 2026
Fixed indexed annuities and life insurance focused on retirement income and protection.
Visit websiteLife insurance and annuity products, including whole life, universal life, and fixed annuities.
Visit websiteLife insurance, disability income, and supplemental health products for individuals and families.
Visit websiteTerm and universal life insurance, with William Penn serving New York residents.
Visit websiteAnnuities and life insurance, including variable and indexed annuities and universal life.
Visit websiteTerm, whole life, and universal life insurance, plus disability income and annuity solutions.
Visit websiteLife insurance and annuities, including indexed universal life and structured-outcome annuity options.
Visit websiteTerm, universal life, and indexed life insurance, plus long-term care and wellness-linked options.
Visit websiteIndustry-leading IUL and VUL options with robust living benefit riders.
Visit websiteWhole life, term, disability, and LTC solutions from one of the industry's strongest mutual carriers.
Visit websiteTerm, universal life, and group coverage solutions backed by Securian Financial.
Visit websiteTerm, whole life, and indexed universal life, plus final expense and long-term care coverage.
Visit websiteLife insurance and annuity solutions, including indexed universal life, whole life, and term.
Visit websiteStrong whole life, indexed products, and annuity solutions with flexible compensation.
Visit websiteWhole life, term, and universal life insurance, plus annuities, from a mutual life insurer.
Visit websiteLife insurance, annuity, and retirement solutions, including term, whole life, and universal life.
Visit websiteHighly competitive indexed and variable universal life with strong accumulation stories.
Visit websiteWhole life, universal life, and variable life insurance, plus annuities, from a mutual life insurer.
Visit websiteLife, disability income, and retirement solutions, including term and universal life.
Visit websiteCompetitive term and universal life products with strong underwriting flexibility.
Visit websiteA diversified portfolio of life, disability, and retirement products with broad underwriting appetite.
Visit websiteLife insurance, annuity, and retirement solutions, including term and universal life.
Visit websiteLife insurance and annuity products, including whole life, term, and universal life.
Visit websiteCompetitive term, income annuities, and life products with a producer-friendly approach.
Visit websiteTerm, universal life, and indexed universal life, plus whole life and final expense solutions.
Visit websiteDisability income, long-term care, and supplemental benefits, including critical illness coverage.
Visit websiteGuaranteed lifetime coverage, predictable premiums, and guaranteed cash value growth. Whole life is the foundation of estate planning, business succession, and generational wealth transfer strategies.
Whole life insurance provides a guaranteed death benefit that never decreases, premiums that never increase, and a cash value account that grows at a guaranteed rate — tax-deferred. For clients focused on certainty, it's unmatched.
Eligible for company dividends that can enhance cash value, reduce premiums, or purchase additional paid-up insurance. Available through MassMutual and Nationwide.
Guaranteed growth without dividend variability. Predictable and simple. Suitable for clients who value certainty above all.
One lump-sum premium provides immediate paid-up coverage with strong cash value from day one. A powerful asset repositioning tool.
Coverage becomes fully paid-up after a defined payment period, while the death benefit and cash value remain for life.
Tax on internal cash value growth
Guaranteed death benefit — never decreases
Carrier options for whole life across our panel
The most straightforward form of life insurance — pure death benefit protection for a defined term. Cost-effective coverage for income replacement, mortgage protection, business buy-sell agreements, and key-person needs.
Term life is the most efficient way to deliver a large death benefit at low cost. Our carrier panel offers highly competitive term products across all major health classes — including substandard risks.
Level premiums and a level death benefit for the full term period. Available from Protective, Lincoln Financial, Nationwide, and others across our panel.
If the insured outlives the policy, all premiums paid are returned tax-free. A compelling story for clients who want coverage with a money-back guarantee.
Most of our term products offer conversion privileges — allowing clients to convert to permanent coverage without new underwriting, regardless of health changes.
Key-person coverage, buy-sell agreement funding, and executive benefit programs. We structure multi-life and business-owned term arrangements regularly.
Maximum term length available across our carrier panel
Day turnaround on term illustrations via LifePipe
Universal life insurance offers flexible premiums and death benefits with a wide spectrum of accumulation strategies — from guaranteed no-lapse coverage to indexed and variable designs.
Permanent death benefit protection guaranteed to a specified age (e.g., 90, 95, 121). Ideal for clients who want permanent coverage at the lowest possible cost with no focus on accumulation.
Cash value growth linked to a market index (S&P 500, etc.) with downside protection via a floor. Strong accumulation stories and often includes chronic/critical illness riders. Lincoln Financial and Pacific Life are our IUL leaders.
Traditional flexible-premium UL crediting interest at current declared rates. Requires active monitoring but offers premium flexibility for clients with variable cash flow.
Cash value invested in separate account sub-accounts. Higher growth potential with market risk. Requires securities licensing — available through select producers in our network.
IUL floor — cash value protected from market losses
Carrier options for IUL and GUL on our panel
The cost of extended care is one of the greatest financial risks your clients face. Hybrid LTC and traditional LTC coverage provide a safety net that protects assets and preserves dignity of choice.
The national median cost of a private nursing home room exceeds $75,000 per year — and that number grows every year. Without a plan, a single extended care event can devastate a lifetime of savings. LTC coverage is the solution.
A life insurance policy or annuity with an LTC rider. If LTC benefits are never used, the death benefit passes to heirs. Popular with clients who don't want to "lose" their premium. Lincoln Financial and MassMutual excel here.
A dedicated LTC policy with comprehensive benefit options: home care, assisted living, memory care, and skilled nursing. More coverage per dollar than hybrid designs for clients with specific LTC planning goals.
Living benefit riders on life policies that allow early access of death benefit for qualifying chronic illness. A cost-effective entry point for younger clients who may not qualify for traditional LTC.
Of people over 65 will require long-term care at some point
Median annual cost of nursing home care nationwide
Tax-deferred accumulation and guaranteed lifetime income streams. Annuities provide clients with the certainty they need to retire confidently — regardless of how long they live.
Guaranteed interest rates with principal protection. Simple, safe, and predictable. Ideal for conservative clients rolling over CDs or savings.
Growth potential linked to a market index with a floor — never less than 0% in a down year. Popular for accumulation and income planning. Corebridge and Symetra are competitive options.
Single premium immediate and deferred income annuities that convert a lump sum into a guaranteed income stream for life. Symetra offers highly competitive payout rates.
Sub-account investment options within an annuity wrapper. Growth potential with optional guaranteed minimum income benefits (GMIBs). Requires securities licensing.
Tax on internal growth until distribution
Guaranteed income payments available across multiple products
A client's ability to earn an income is their most valuable financial asset — and the one most often underinsured. Disability income coverage is the foundation of any comprehensive financial plan.
The probability of a working-age adult experiencing a disabling injury or illness is far higher than most clients realize. Individual DI coverage is the most direct way to protect earned income.
Portable, own-occupation policies that replace up to 60–70% of a client's income if they become unable to work. Available through Prudential, MassMutual, and others on our panel.
Covers fixed business expenses — rent, staff salaries, utilities — if a business owner becomes disabled. Keeps the practice running while the owner recovers.
Indemnifies a business for the financial loss caused by the disability of a key employee. Funds hiring, training, and transition costs.
Funds a disability buy-sell agreement — allowing a business partner to buy out a disabled owner's interest at a predetermined price.
Working adults will become disabled before retirement age
Typical elimination period — benefits begin after this waiting period
Tools, resources, contracting, and a dedicated support team — all in one place. Star Life Partners makes it easy for independent producers to grow their life insurance practice.
Submit a case and we'll run competitive illustrations across multiple carriers, identifying the best fit for your client's needs and budget. Same-day turnaround on most requests.
Our underwriting team has years of carrier relationships and impaired-risk expertise. We advocate on your behalf — and we know which carrier will look at a case favorably.
From application to issued policy, our new business team tracks every case and communicates status updates so nothing falls through the cracks.
Regular carrier updates, product spotlights, and sales concept training. We keep you informed on new products, rate changes, and underwriting program updates.
Top-tier commission levels with all our carrier partners. We negotiate hard on behalf of our producers and pass the value on to you.
A real person — not a call center — answers when you need help. We know your book of business and we're invested in your success.
Run whole life, UL, IUL, and annuity illustrations across our carrier panel.
Open WinFlexLook up underwriting ratings by medical condition across multiple carriers.
Open XRAEDetailed product specifications, rates, and highlights across our full carrier panel.
View ProductsStart new carrier appointments and access In Good Order submission tools.
Get AppointedKnow an independent producer who would benefit from partnering with Star Life Partners? Refer them to us — when they get contracted and place their first three cases, we'll send you a $500 bonus. No limits. No expiration.
Everything you need to prospect, present, and close — carrier guides, underwriting tools, forms, and training materials all in one place.
Run competitive life insurance illustrations for whole life, universal life, IUL, and annuity products across our full carrier panel.
Open WinFlexUpload completed applications and supporting documents to our secure SharePoint folder. Our new business team receives and processes submissions immediately.
Go to SharePointCheck the real-time status of your pending and in-force cases through iPipeline DataView. Know exactly where every case stands.
Check StatusDetailed product specifications, highlights, and rates for all products across our carrier panel. Filter by product type or carrier.
View ProductsSearch underwriting guidelines by medical condition, lifestyle factors, or carrier. Know before you submit what underwriting challenges you may face.
Search GuidelinesInstantly compare term life insurance rates across multiple carriers via LifePipe. Sort by premium, carrier rating, or convertibility.
Compare Term RatesAccess and download all carrier application forms, change forms, and administrative documents in one place via the FormsPipe portal.
Access FormsLook up underwriting ratings by medical condition across multiple carriers simultaneously. Essential for impaired-risk case design and pre-qualification.
Open XRAEStart new carrier appointments or access In Good Order (IGO) tools for a streamlined contracting experience directly through iPipeline.
Get AppointedWhether you have a case to discuss, a question about contracting, or just want to learn more about what Star Life Partners can do for your practice — reach out. A real person answers.
Real People
Answer
Same-Day
Response
20+ Years
Experience
Brooklyn,
NY Based
1318 48th St
Brooklyn, NY 11219
(718) 972-8402
Monday–Thursday: 9:00 AM – 5:00 PM EST
Friday: 9:00 AM – 1:00 PM EST
Saturday–Sunday: Closed
Illustrations, competitive analysis, and case strategy
info@Impaired-risk guidance, pre-qualification, and advocacy
info@Contracting, appointments, commission, and general support
info@Application processing, pending case status, and follow-up
info@Having trouble with an online tool, login, or submission? Our team can help you get back on track quickly.
For iPipeline platform support, you can also contact iPipeline directly at 1-800-758-0824. For tool access issues specific to our GAID (5804), contact our producer services team first.
Tell us what's happening and we'll get you sorted out quickly.
Or call us directly: (718) 972-8400